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Tips on Avoiding Overdraft and Bounced-Check Fees

  • Record all of your account transactions; know the current balance in your account. Make sure you have enough money in your account to cover purchases and other withdrawals.
     

  • Pre-arrange for an automatic transfer from your savings account to your checking account when the balance falls below a certain amount.
     

  • Apply for a line of credit, offered by the bank. (Normal credit underwriting guidelines apply).
     

  • Use our 24 hour automated telephone banking to check the balance in your account at any time.
     

  • Contact us or visit any of our branch offices to obtain more information on protecting yourself from overdraft and bounced check fees.

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